B-101 , 3rd Floor , Pushpanjali Enclave , Pitampura, Delhi - 110034
011-69290568
- Location B-101 , 3rd Floor , Pushpanjali Enclave , Pitampura, Delhi - 110034
- Call Us 011-69290568
- Email Us contacts@proshieldinvest.in
Why Every Indian Needs an Investment Plan — Not Just Savings
Why Every Indian Needs an Investment Plan — Not Just Savings
Why Every Indian Needs an Investment Plan — Not Just Savings
💡 Still Only Saving? You Might Be Losing Money.
For decades, most Indian families believed in saving through fixed deposits, gold, or recurring deposits. While these are safe, they’re no longer sufficient.
Why?
Because inflation eats into your savings faster than you realize. That ₹10 lakh sitting in a savings account today won’t have the same power 10 years from now. It’s time to evolve from just saving to investing.
🏦 Savings vs. Investments: What’s the Difference?
|
Feature |
Savings |
Investment |
|
Purpose |
Safety and liquidity |
Wealth creation and growth |
|
Returns |
Low (3%–5%) |
Moderate to High (8%–15% or more) |
|
Risk |
Very low |
Varies (can be managed) |
|
Time Horizon |
Short-term |
Mid to long-term |
🔍 Why Just Saving Isn’t Enough in 2025
- Inflation
is Real
If inflation is at 6% and your FD gives 5%, you're actually losing value. - Goals Are Expensive
- Buying a home
- Your child’s education
- Early
retirement
These dreams require growth, not just storage.
Traditional savings instruments are often taxable. Investing smartly (e.g., ELSS) can give better tax benefits.
🧠 What Is an Investment Plan?
An investment plan is a structured way to grow your wealth by putting money into various asset classes like:
- Mutual Funds
- Stocks
- Bonds
- Real Estate
- Gold ETFs
- SIPs (Systematic Investment Plans)
The goal isn’t to gamble—it’s to grow steadily with purpose.
🧳 Who Needs an Investment Plan in India?
✅ Students – Start small
with SIPs
✅
Working Professionals – Beat inflation and build wealth
✅
Parents – Plan for education, marriage, retirement
✅
Retirees – Get better post-retirement income options
Yes, every Indian. Not just the rich. Not just the financially savvy.
🛠️ How to Get Started With Investing
- Know Your Goals: Short-term (travel), Medium-term (car, home), Long-term (retirement)
- Understand Your Risk Appetite: Take a quick risk profile quiz
- Diversify: Don’t put all your money in one asset
- Start Early & Stay Consistent: Time > Timing
- Track and Review: Rebalance your portfolio annually
🛡️ ProShield Invest: Your Partner in Smart Investing
We’re here to help every Indian—from students to senior citizens—create and manage investment plans that are:
- Goal-based 📈
- Tax-smart 💸
- Easy to understand 🧾
- Professionally guided 🤝
📞 Contact Us
📧 Email:
contacts@proshieldinvest.in
📞
Phone: 011-69290568
🌐
Website: www.proshieldinvest.in