How To Know Your Investment Advisor really helps or selling somthing ?

By Admin

• 13 Sep, 2025

 Is Your Current Investment Advisor Helping You Grow Wealth or Just Selling Products?

When you hire an investment advisor, you expect them to help you grow wealth, achieve your financial goals, and guide you through market ups and downs.

But here’s the hard truth — not all “advisors” are truly advisors. Some are just salespeople trying to push products that earn them the highest commission.

So, how do you know if your advisor is actually helping you grow wealth — or simply selling you investments? Let’s find out.

🔍 1. Do They Ask About Your Goals First?

A true advisor starts by understanding:

• Your short-term and long-term goals

• Your risk appetite

• Your time horizon and cash flow

🚩 Red Flag: If they recommend a product in the first 10 minutes of your meeting, they’re likely more focused on selling than planning.

📊 2. Do They Provide a Goal-Based Investment Plan?

Wealth growth is not about random products.

• A genuine advisor creates a comprehensive financial plan

• They show you how each investment fits your specific goals

🚩 Red Flag: If your portfolio looks like a mix of random mutual funds or insurance plans without a clear strategy, you’re just buying products — not planning for wealth.

💸 3. Are They Transparent About Costs?

Hidden fees eat into your returns.

• Good advisors disclose their fees and commissions clearly

• They suggest cost-efficient products like direct mutual funds if suitable

🚩 Red Flag: If you don’t know how much you’re paying your advisor (or the AMC), you may be overpaying.

📈 4. Do They Help You Stay Invested During Volatility?

Growing wealth requires discipline.

• A good advisor educates you about market cycles

• They encourage you to stay invested, not panic sell

🚩 Red Flag: If your advisor disappears during market crashes or advises you to exit in panic, they aren’t helping you build wealth.

🔄 5. Do They Review and Rebalance Your Portfolio?

Your goals, income, and market conditions change over time.

• A professional advisor does annual portfolio reviews

• They rebalance your portfolio to keep it aligned with your goals

🚩 Red Flag: If no one has reviewed your portfolio in years, you might be on the wrong path.

🛡️ 6. Do They Focus on Your Growth — Not Just Sales?

The ultimate question:

• Do they educate you about investments?

• Do they measure success by your progress toward goals, not just the number of products sold?

💡 A real advisor is a wealth partner — not a salesperson.

🛡️ Final Thoughts

Your advisor should be helping you build wealth, not just selling financial products.

At ProShield Invest, we focus on:
✅ Goal-based financial planning
✅ Transparent advice
✅ Regular portfolio reviews
✅ Education and hand-holding during volatility

Because your financial future deserves more than just a sales pitch.

📞 Need a Second Opinion on Your Portfolio?
📧 Email: contacts@proshieldinvest.in
📞 Phone: 011-69290568
🌐 Website: www.proshieldinvest.in